Non-White households have been historically excluded from purchasing homes, contributing to a stark racial wealth gap that systemically disadvantages people of color. Rising interest rates and home values in DC exacerbate these challenges, especially for local Black households. birdSEED gives no-strings-attached cash to first-time homebuyers of color so they can transform their lives through homeownership. Through rapid housing justice grants, birdSEED ensures that dozens of residents have the funds they need at closing to purchase their first homes. Homebuyers apply for up to $15,000 in cash assistance that does not have to be repaid. A community-led advisory board evaluates applicants to ensure grant awardees can afford the costs of maintaining a new home. After closing, with less debt and more support, these new homeowners start on the path to generational wealth.
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